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Insurance Coverage

Liability insurance for caregivers for property damage during care activities. Automatically included in all CAIR bookings.

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Our Insurance Partner

In cooperation with ERGO Insurance, we offer comprehensive liability protection for caregivers on assignments booked through CAIR.

Your Insurance Coverage Overview

Automatic liability protection for property damage during care activities

Comprehensive Property Damage Protection

Complete liability insurance for property damage in the household of the cared-for person

Protection for Caregivers

Insurance coverage exclusively for the caregiver in the exercise of their activities

24/7 Coverage

Complete insurance coverage during the entire care period

No Additional Costs

Insurance coverage is automatically included in all CAIR bookings

Insurance Coverage

Comprehensive protection for caregivers on assignments booked through CAIR

Liability Insurance

up to 3 million €

Personal, Property and Financial Damage

Comprehensive protection up to 3 million euros for all liability damages

Environmental Liability Insurance

Protection for personal, property and co-insured financial damage caused by environmental impact and environmental damage flat rate up to 3 million euros

How to Report a Claim

Simple claims reporting process in three steps

1

Gather Documentation

Photograph the damage and collect all relevant documents

2

Report Claim

Report the claim immediately via our online form at CAIR

3

CAIR Processes

We review your report and handle everything directly with our partner ERGO

Frequently Asked Questions

Answers to the most important questions about your insurance coverage

Ready for Comprehensive Insurance Coverage?

Discover verified caregivers with automatic liability insurance coverage. Register today.

Verified 24-Hour Caregivers
Simple and Direct Communication
Fast booking
Secure Processing and Payment