
Insurance Coverage
Liability insurance for caregivers for property damage during care activities. Automatically included in all CAIR bookings.

Our Insurance Partner
In cooperation with ERGO Insurance, we offer comprehensive liability protection for caregivers on assignments booked through CAIR.
Your Insurance Coverage Overview
Automatic liability protection for property damage during care activities
Comprehensive Property Damage Protection
Complete liability insurance for property damage in the household of the cared-for person
Protection for Caregivers
Insurance coverage exclusively for the caregiver in the exercise of their activities
24/7 Coverage
Complete insurance coverage during the entire care period
No Additional Costs
Insurance coverage is automatically included in all CAIR bookings
Insurance Coverage
Comprehensive protection for caregivers on assignments booked through CAIR
Liability Insurance
up to 3 million €Personal, Property and Financial Damage
Comprehensive protection up to 3 million euros for all liability damages
Environmental Liability Insurance
Protection for personal, property and co-insured financial damage caused by environmental impact and environmental damage flat rate up to 3 million euros
How to Report a Claim
Simple claims reporting process in three steps
Gather Documentation
Photograph the damage and collect all relevant documents
Report Claim
Report the claim immediately via our online form at CAIR
CAIR Processes
We review your report and handle everything directly with our partner ERGO
Frequently Asked Questions
Answers to the most important questions about your insurance coverage
Ready for Comprehensive Insurance Coverage?
Discover verified caregivers with automatic liability insurance coverage. Register today.